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Commission Calculator
See exactly what you keep at eXp Realty
This calculator shows real estate agents their net commission at eXp Realty. It factors in:
- 20% to eXp (capped at $16k annually)
- $25/deal broker review
- $60/deal E&O Insurance (capped at $750)
- $250/deal Post-cap (After 100% commission)
- $75/deal after 20 more transactions Post-cap
Calculator does not include additional stock awards, ICON rewards, or revenue share income.
Understanding eXp Commission Splits
The 80/20 Split and Cap
eXp Realty uses a straightforward 80/20 commission split. You keep 80% of every commission until you hit the $16,000 annual cap. After that, you keep 100% of your commissions for the rest of your anniversary year.
Post-Cap Transaction Fees
Once you cap, a small per-transaction fee applies: $250 per deal for the next 20 transactions, then just $75 per deal after that. High-producing agents keep the vast majority of their gross income.
The $85 Brokerage Fee
Every transaction includes an $85 broker review fee that covers compliance, risk management, and administrative support. It applies whether you are pre-cap or post-cap.
E&O Insurance
Errors and omissions insurance is $60 per transaction, capped at $750 per year. Once you hit the cap, no more E&O charges for the rest of your anniversary year.
Why Your Keep Rate Improves With Production
The more you produce, the better your keep rate gets. After capping at $16,000, your effective split jumps well above 90%. Agents doing 30+ transactions per year routinely keep 95% or more of their gross commissions.
The Bigger Picture
This visualizer shows commission splits and fees only. eXp agents also earn ICON stock awards, equity through the Agent Equity Program, and revenue share income from agents they attract to the brokerage. When you factor those in, many agents effectively earn more than 100% of their commissions.